Inquire. Empower. Inform.
TheRuleTool™ offers easy access to agency and government guidelines as well as investor overlays right at your fingertips! It’s like having an underwriter in your pocket.
Agency and Investor Updates
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Inquire. Empower. Inform.
TheRuleTool™ offers blazing fast access to agency and non-conforming guidelines as well as investor overlays.
What is TheRuleTool™?
TheRuleTool™ is a search engine that removes the time consuming process of researching and confirming agency and investor overlays one website at a time. With a few clicks or taps, you can quickly find comprehensive information on topics, like bonus income or 1031 exchanges. Get extra information on best practices, documentation requirements and even tips from our Credit Policy Team.
Inquire
Ask questions through our easy three click interface, in our anonymous deal scenario chat room, or even directly to TheRuleTool™'s Credit Policy Team.
Empower
Your origination team needs direct information in moments. Anyone can “Google” it, but TheRuleTool™'s Credit Policy Team answers the entire rule, from contextual issues to documentation to tips and best practices.
Inform
Good information is good for business. Knowing the best product and how to communicate with your borrower gets the best results.
What We Offer
TheRuleTool™ is designed to meet the needs of anyone searching for agency guidelines or investor information. Here's what's included:
Rules Search Engine
Through a quick and easy search of agency rules and investor overlay documents, you can efficiently locate information by selecting the specific rule you are looking for, or by typing in a keyword.
Deal Scenario Chat Room
We offer an anonymous environment to discuss scenarios and ask questions of your colleagues.
Mobile Interface
Designed to give you quick and easy access on the go, simply navigate to TheRuleTool™ on your mobile device to view a mobile-ready interface.
Tailored For You
We customize your account to display your company's approved investor overlays.
Pricing Options For Any Team or Company Model
Individual User
$20
/month
- No-Risk Subscription
- Investor Overlays with a corporate agreement
- First Month Free
- Discount for TMC member
Teams up to 25 Users
$20/user
/month
- No-Risk Subscription
- Investor Overlays with a corporate agreement
- Discounts for TMC members
Teams
Team/Company Pricing Options
- No Risk Subscription
- Investor Overlays with a corporate agreement
- Discount for TMC members
- Unlimited User Options
Here's what our users have to say about TheRuleTool™...



Here's what we are talking about...
MBA Vegas
Missed us in Vegas? Schedule a virtual demo instead! Interested in a Cloud-based, fully-integrated digital processing and underwriting system that will eliminate your need for a POS, a LOS, a CRM, report writer, and income calculator? LoanMAPS TheRuleTool™ offers easy access to agency and government guidelines as well as investor overlays right at your fingertips!…
- Mar 14
- 1 min read
TheRuleTool: An Underwriter in your Pocket
TheRuleTool puts an underwriter in your pocket! How? By providing access to agency and government guidelines with a simple google-like search, you can now access guidelines and investor overlays from anywhere. TheRuleTool is: Mobile-friendly updated daily only $20/per user/per state that’s a steal to originate more and reduce stress on your teams! Let’s schedule your…
- Jan 18
- 1 min read
Question of the Day
How long does it take you to answer this question? Q: Do we still need P & Ls for all of the client’s businesses on a FNMA loan?
- Mar 17
- 1 min read
TMC Miami
Take3Tech will be at the upcoming TMC event in Miami! Schedule a demo or stop by cabana #6 Monday 1-5PM.
- Mar 10
- 1 min read
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Our Story
TheRuleTool™ was developed for the mortgage industry by mortgage sales and operations professionals with its sole focus on empowering teams with agency guideline and investor overlay knowledge. This knowledge is needed at application, and having it improves origination, and processing, while making it easier to communicate conditions to borrowers. We employ a seasoned Credit Policy Team with years of deal-making experience who articulate guidelines in straightforward language.
At Take Three Technologies, our goal is building mortgage technology that is easy to use, provides immediate lift, trims hours off research time, and improves the quality of the loans your company originates.